PhonePe on 1GO Plus: Recharge in the App, Find the UTR, Withdraw

1GO Plus takes rupees straight from the PhonePe app: choose PhonePe in the cashier, enter the amount and approve the request with your UPI PIN. The cashier shows an estimated credit time of 1–3 minutes, and your balance and first-deposit bonus arrive automatically. If PhonePe shows the debit but the balance stays the same, the UTR in PhonePe History settles it through Submit UTR. Winnings go to your UPI ID or bank account (account number plus IFSC) and usually land in about 5 minutes. This page follows the PhonePe screens step by step; every other option is in all payment methods.

How to recharge 1GO Plus with PhonePe#

1. Tap the + next to your balance to open Deposit.
2. Under Method, choose PhonePe.
3. Pick an amount — the presets run from ₹100 to ₹20,000 — and press Deposit … INR.
4. PhonePe opens the request; approve it with your UPI PIN.

The deposit and your first-deposit bonus are credited automatically. In the cashier, PhonePe carries the +8% mark of Daily Reload, which adds up to 8% to a deposit with no turnover requirement.

Pay from a PhonePe account in your own name#

Use a PhonePe account whose bank account is in the same name as your 1GO Plus profile. It keeps the deposit and any later verification simple.

PhonePe screens in the order you meet them#

Keep that order in mind and every later step, from a pending payment to a withdrawal, has a screen to go back to.

PhonePe shows a debit but the balance did not change#

1. Read the status in PhonePe. Success means the bank has sent the money; Pending means it is still on its way.
2. Copy the UTR from PhonePe History (the next section shows where).
3. Submit UTR under the matching order. The cashier matches the reference to your deposit.
4. Keep a record if you like. A Payment Ticket takes a screenshot of the payment for a deposit.
5. Still waiting? Send the order ID, the time and the UTR to bonus support.

Where is the UTR in PhonePe#

UTR is the 12-digit reference every UPI payment receives, and the cashier uses it to find your money. Open History in PhonePe, tap the 1GO Plus payment and look for the line labelled UTR in the details. PhonePe also shows its own Transaction ID; the number for Submit UTR is the one marked UTR.

PhonePe shows pending#

One order takes one payment, so wait for the final status before paying again. A failed debit returns to your bank account, and a successful one reaches the order through Submit UTR. The Payment Guarantee covers slow deposits: 1% of the amount after a 3-minute delay, 10% after 2 hours and 100% after 4 hours.

Withdraw from 1GO Plus to your PhonePe UPI ID or bank account#

1. Open Withdraw and choose Add UPI Account, or Add Bank Account for an account number with IFSC.
2. Enter your name and UPI ID exactly as PhonePe shows them.
3. Request an amount within Withdrawable and press the withdraw button.

Withdrawals to your UPI ID or bank account usually land in about 5 minutes, and a bank sometimes adds processing time. Your PhonePe UPI ID works as the payout address. The general Add UPI Account steps are in the UPI guide.

Find your UPI ID in PhonePe#

Open your PhonePe profile and look under the bank account you pay from: its UPI ID is listed there, in the form name@ybl. Copy it without spaces and keep the name identical to your PhonePe profile and your 1GO Plus profile.

Balance is there but Withdraw waits: what to check#

• Withdrawable can be smaller than your total balance — it is what you can take out now.
• Turnover Requirement shows the turnover still open from a bonus; once it is complete, the full amount opens up. See wagering requirements.
• Daily Limitation is today’s maximum and grows with your VIP level.

Wager your deposit once and the withdrawal goes out free of commission; withdrawal after a bonus has the full picture.

Fix a typo in your UPI ID#

Edit UPI Account on the withdraw screen corrects the name or the UPI ID before you send the request.

What you get with a PhonePe recharge#

• First deposit — cash gifts of up to ₹1777 plus 37% cashback; details on first deposit cashback.
• First Recharge — the First Deposit Bonus reaches up to ₹2,377 in total, with x3 turnover.
• Daily Reload — +8% on PhonePe deposits.
• Weekly Pass — from ₹300, worth up to 160% over 7 days; see Weekly Pass.

Every bonus is added automatically after your deposit.

Larger PhonePe recharges and the UPI limit#

Your bank sets the daily UPI limit, and PhonePe History lists today’s payments so you can total them. Split a larger recharge over two orders, finish tomorrow or send the rest by IMPS from your bank account. Bank cash-outs are in the bank withdrawal guide.

PhonePe, Google Pay or UPI?#